Your home is a special place where your entire family will make a lifetime of memories. As such, it’s crucial to protect it with a proper insurance policy.
Alabama and Georgia's location on the coastline of the Southeastern United States makes it vulnerable to windstorms, hurricanes, floods, and landslides. Due to this, homeowners in the region cannot afford to skip insurance. Luckily, under Alabama and Georgia's standard home insurance policy, damages resulting from tornados, windstorms, and thunderstorms receive insurance coverage. However, flooding and some hurricane damages are not covered.
Dwelling & Other Structures: The dwelling part protects the physical structure of your home such as the walls, roof, and the floor from specified perils. ‘Other Structures’ protect additional structures in the vicinity, including a stand-alone garage and sheds.
Loss of Use: When your home becomes uninhabitable after the occurrence of an insured risk, the insurance company can help you pay for the additional expenses of accommodations as your home gets repaired.
Personal Property: It helps protect the contents of your home including the furniture, electronics, collections, and credit cards from theft or damage due to the specified hazards. Your items will be compensated for monetarily allowing you to replace them.
Medical Expenses: If another person other than a family member is hurt on your property during the occurrence of an insured risk, the medical expenses coverage will save you from going to court by catering for the medical bills.
Personal Liabilities: In case someone files a lawsuit after getting injured on your property, this part of the home insurance policy protects you against those third-party claims.
Are you a homeowner in Alabama or Georgia? If so, you'll need to protect your home against unexpected perils like windstorms, thunderstorms, theft, and fire. Tri County Insurance, Inc. offers many types of home insurance coverage options. For quotes on home insurance from home, try our online rating tool. For questions and to learn how to get started, reach out to our agents at Tri County Insurance, Inc.