Farm Insurance

Tri County Insurance offers our clients a farm insurance policy designed for a broad spectrum of farms and ranches. We start with a base policy to protect what most farm and ranch operations require:

• Farm home and contents
• Detached garages and other buildings
• Farm and ranch structures
• Personal property
• Liability protection
• Machinery and equipment
• Livestock

In addition, we offer a variety of optional coverages to tailor your policy to the exact needs of your farm or ranch. That way, you only pay for the protection you need. Not for coverages you don’t.

Your owner-occupied and tenant dwellings, farm and agribusiness properties and even processing facilities can be protected under the same package policy.

Farm Liability and Commercial General Liability

This farm liability insurance coverage can be tailored to include:

• Agricultural and food products you sell or process for others
• Agricultural services you perform for others
• Agritourism
• Your farm premises and operation

Many people who own smaller farms or ranches or rural acreages believe their homeowners insurance will provide the protection they need. While this may be true, here’s a general rule of thumb: Tractors and other farm equipment, and outbuildings like barns, storage sheds or maintenance buildings typically require separate coverage.