Roanoke: 334-863-2206

Valley: 334-756-3600

Auburn: 334-887-2905

Alabama Boat/Watercraft Coverage

Boat/Watercraft Insurance

Boat/Watercraft Insurance

Lying along the coast of the Eastern United States, several waterways including Mississippi, Tennessee River and the Gulf of Mexico traverse Alabama. It's one of the most beautiful parts of the country to live in and owning a boat, or personal watercraft brings even more fun.

However, possessing a boat, jet ski, or any other personal watercraft still comes with the risks of:

  • Theft
  • Accidents due to sinking, capsizing, and damage by windstorms, hurricanes, and hail that causes damage to the boat
  • Collisions with another boat/object
  • Body injuries to you and others

As such, an insurance policy will protect you. Tri County Insurance, Inc. offers a variety of boat/watercraft insurance coverage options. We’re committed to protecting your investment so you can go about your business with peace of mind.

In Alabama, there are strict laws instituted that every boat/watercraft owner or user must adhere to keep the waters safe and clean. Laws regarding equipment, life jacket, and rules of water are there to protect those who use the waterways.

Alabama Boat/Watercraft Insurance Coverage Options

Bodily Injury Liability: This option covers the injury costs due to a boating accident

Property Damage Liability: It covers the damages to other peoples’ properties including towables and equipment.

Physical Damage: Covers your boat and other equipment such as fishing gear and GPS from damages due to an accident.

Medical Expenses: Covers medical costs incurred by you and passengers due to an accident.

Towing Coverage: It covers assistance you may need if the boat becomes immobile and needs to get it to the shore.

Fuel Spill Liability & Wreckage Removal Coverage: Alabama laws require that you remove any oil spills and wreckage due to an accident from the water. This option caters for that.

Secure Your Boat/Watercraft in Alabama

Looking to purchase a boat insurance policy in Alabama? Tri County Insurance, Inc. Insurance is a reliable choice for boat owners. We provide all types of insurance policies to protect your vessel. Call or visit our offices to get answers to your questions and to learn how to receive a quote on a policy.

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